640 Ervay Ave

Louisville, KY
$ 246,500 Beds 3 Baths 2 Sq 1,168
Monthly Estimate* How much can I afford?

Charming and full of warmth, this inviting home welcomes you from the covered front porch into a bright and cheerful living room featuring hardwood floors, a brick-faced fireplace, and windows that bathe the space in natural light. The flexible first-floor bedroom is currently used as a cozy family room, while the main level also offers a dining room, a well-appointed kitchen, and a full tiled bath. The kitchen is designed for both function and style, with abundant cabinetry and counter space, a tray ceiling with recessed lighting, and direct access to the rear deck—perfect for enjoying the fully fenced backyard. Upstairs, you'll find two generously sized bedrooms along with a second full tiled bath. Additional storage is easily accessible via pull-down attic stairs in the hallway. The unfinished basement provides excellent potential and has been thoughtfully updated with glass block windows and screens. The home features a high efficiency gas furnace and updated panel box.

Active

  • Price
  • $ 246,500
  • City
  • Louisville
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Jefferson
  • Half Bathrooms
  • 0
  • Area
  • Butchertwn-Hghlnds-Germantwn
  • Lot Size
  • 0.25 Acres
  • Zip
  • 40217
  • Sqr Footage
  • 1,168
  • Year Built
  • 1920
  • Style
  • Bungalow
  • MLS#
  • 1725876
Listed By: Weichert Realtors-ABG
Data Source: Metro Search, Inc.

Features

General

Heating Forced Air,Natural Gas
Cooling Central Air
Utilities Electricity Connected,Fuel:Natural
Roof Shingle
Architectural Style Bungalow
Construction Materials Vinyl Siding,Stucco
Year Built 1920
Stories Count 2
Property Subtype Single Family Residence
County Jefferson
Property Type Residential
HOA false
Attached Garage false
Subdivision Name BELMONT HEIGHTS
Garage Y/N false
Total Rooms 9
Full Baths 2
Status Active
Directions Eastern Pkway to Ellsworth to street.
City Louisville
High School District Jefferson
MLS Area 02-Butchertwn/Hghlnds/Germantwn
Lot Size Units Acres
Lot Size Square Feet 10890
MLS Area Minor 02-Butchertwn/Hghlnds/Germantwn
Standard Status Active
Tax Lot 0092

Interior Features

Basement Unfinished
Total Fireplaces 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 1168
Total Bedrooms 3
LivingAreaSource Other
Total Baths 2

Exterior Features

Fencing Full
Parking Features On Street,Off Street
Lot Features Level
Water Source Public
Lot Size Area 0.25
Foundation Details Poured Concrete
Building Area Total 1168
Lot Dimensions 37 x 114
Lot Size Acres 0.25

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hurstbourne, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

8/10/2026 Listed $248,000
8/24/2026 1% - $246,500

Property vs Zip Code Average in 40217

Price
AVG $250K
$250K
Year Built
AVG 1922
1920

640 Ervay Ave Louisville, KY is a Single Family Home for sale at $246500 with 1168 sqft and a lot size of 0.25 Acres Acre(s). 640 Ervay Ave Louisville has 3 bedrooms, 2 baths and was built in 1920. The property's zip code is 40217 which is in Louisville, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.